Resources
1-3-12 Solution
Insurance for Individuals and Families
Product Portfolio
Short-Term Medical
ACA Plans
Fixed Indemnity
Healthcare Sharing Ministry Programs
Supplemental Plans
Dental & Vision
Insurance Plans
Short Term Medical Plans
Supplemental Plan Options
Additional Insurance Options
IMG Travel Insurance
Retirable Retirement Services
Lyric Telemedicine
Prudent Pet Insurance
Help Safeguard Against Unexpected Health Costs with Supplemental Insurance
Supplemental insurance can help protect you from unexpected out-of-pocket costs due to unforeseen health events.
Upgrade your health insurance with Flex Benefits! Choose from unique packages designed for your needs. Easily customize your benefits to fit with ACA, Medicare, and Small Group plans. Get the coverage you need today!
Accident and Critical Illness Benefit
FlexBenefits products provide crucial financial support when it's needed most. FlexBenefits plans offer options tailored to meet your specific needs for various situations, from accidents to sickness to major critical illness. FlexBenefits plans, increase in benefits, reduce out-of-pocket costs, and safeguard your savings.
Choose Critical Illness coverage to receive a lump-sum benefit for unexpected first-time diagnoses of specified conditions, providing essential financial support during challenging times.
Optional Accident Weekly Income Benefit and more...
FlexBenefits offers additional coverage riders including: Accident disability income benefits and sickness benefits.
Accident disability income benefits provide weekly payments if you're unable to work due to an injury. Select a benefit amount that suits your needs—perfect for those without short-term disability coverage.
Sickness Benefits include: Hospital indemnity benefit, physician office and urgent care visits, emergency room benefit and daily surgical indemnity benefit.
Additional Association Benefits
All plans include:
- Virtual Primary care $0 copay
- Virtual Urgent care $0 copay
- Virtual mental wellness $0 copay
- Virtual Pet Care - $39 copay
- Prescription drug discounts
Health insurance is great for covering your medical bills, but often leaves you with out-of-pocket costs. Discover how Allstate supplemental plans can help you manage these expenses and give you peace of mind. Secure your health and finances today!
Accident Insurance
Accident insurance is a supplemental plan that provides a cash benefit for covered services, such as a visit to the doctor for a twisted ankle or an emergency hospital stay. These benefits are paid directly to you, regardless of your health insurance.
Cancer/Heart & Stoke
Allstate Health Solutions has designed a Cancer and Heart/Stroke plan to integrate smoothly with any existing medical plan you have. The plans' cash benefits can help with out-of-pocket costs after a cancer, heart attack or stroke diagnosis. Plans are affordable, straightforward, and user-friendly.
Health Access
Allstate Health Access offers fixed-benefit insurance to cover everyday health care costs. Choose a set dollar amount up front, and Allstate will handle covered expenses for the year—no deductibles or copays. Health Access is most effective when used in combination with a major medical plan.
Health insurance doesn’t cover everything. That’s where Aflac comes in. These supplemental plans help you manage the expenses health insurance doesn’t cover, so you can focus on everything else. Discover how Aflac can support you today.
Accident Insurance
Aflac Accident insurance bridges the gap between what your health insurance covers and the out-of-pocket costs you face after a covered accident. These expenses can include co-pays, prescription drugs, follow-up treatments, transportation, and lodging.
When an unexpected injury occurs, Accident insurance provides you with cash directly, allowing you to use it as needed.
Critical Illness Insurance
Aflac Critical illness insurance provides cash benefits in the event of a life-changing illness or health event, such as a heart attack or stroke. Aflac critical illness insurance policy is designed to offer an extra layer of financial protection when you need it, allowing you to focus on what matters most: your recovery.
The cash benefit increases by $500 each year (up to 10 years), payable when you are diagnosed with a covered illness.
Cancer Insurance
Aflac Cancer insurance provides cash benefits to help cover the costs of cancer treatment and recovery. Benefits are paid directly to you, not to healthcare providers, so you can use as needed. It helps close the gap left by health insurance.
Aflac Cancer insurance includes the following benefits:
- Screening & Diagnosis
- Hospitalization & Surgery
- Cancer Treatments & Therapies
- Accommodations & Continued Care
Hooray Health helps you offset everyday medical expenses that can add up quickly. These innovative plans provide coverage for everyday illnesses, accidents, and urgent care, with a $25 service fee* at a network of nationwide Retail Clinics and Urgent Care Centers. You can also add critical illness coverage to your Hooray benefits or purchase them separately. Simplify your healthcare with Hooray Health!
Hooray Health - Reliable Access To Care
Meaningful Supplemental coverage including:
- $25 visit fee for in-network urgent care facilities
- Zero Cost Virtual Care
- $1 RX costs with 800 drugs in program
- Accident benefit included on every plan
- Over 4,500 Hooray Health locations and growing
Accident Medical Expense
Add on coverage to any health insurance plan to help cover out-of-pocket expenses for an unforeseen accident. Benefits include:
- Choice of benefit value from $2,500 up to $10,000
- $0 deductible
- Lump sum payment paid directly to the insured so they can use the money to pay expenses
Critical Illness Insurance
Critical Illness insurance can ease the burden of financial stress at first diagnosis. Critical Illness insurance provides additional coverage to standard health insurance. Benefits include:
- Choice of benefit value from $5,000 up to $20,000
- Lump sum payment at time of first diagnosis to the insured
Plans are available to members of the Association for EntrepreneurshipUSA (AFEUSA). AFEUSA is a trade association for entrepreneurs, micro entrepreneurs, and gig workers and includes access to valuable benefits and discounts that can benefit startups, self-employed individuals, gig workers, and small businesses alike.
Licensed Agents Are Standing By To Answer Your Questions.
Call Today - 877-246-0106
The Hospital Indemnity and Accident insurance policies (included in the Hooray Health product), Accident Insurance and Critical Illness plans described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC # 16535). This insurance provides limited benefits. Specific terms, conditions, and exclusions are subject to all provisions, limitations and exclusions contained in each policy.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
Hooray Health is independently owned and operated. Hooray Health is not a subsidiary or affiliate of Zurich and use of Hooray Health products and services are independent of, and not included within, the Zurich policies or any other Zurich product or service. Zurich expressly disclaims any and all damages and other costs that may arise related to the use of or reliance upon products, services, representations or warranties made by or on behalf of Hooray Health.
*Visits to Urgent Cares in the Hooray Health Network costs $200. But you will pay $25 for a sick visit, the insurance plan’s Sickness Urgent Care Benefit will pay the remaining $175 due. If you go to an out of network urgent care, you will still receive the $175 Sickness Urgent Care Benefit, but you may have to pay more than $25 out of pocket.
Talk to an insurance agent today
Learn more about the different types of insurance and get a quote for your specific needs.
9am-6pm EST Monday - Friday
10am-4pm EST Saturday - Sunday
Empowering health coverage at every life turn.
Disclaimer:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services).
Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Also, this coverage is not “minimum essential coverage.
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to the plan effective date.
PivotHealth.com is the website domain of PivotHealth Holdings, LLC (Pivot Health), a wholly-owned subsidiary of HealthCare, Inc. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of insurance.
Pivot Health develops and markets a portfolio of proprietary health insurance and supplemental insurance products under the Pivot Health brand in addition to serving as a licensed broker under PivotHealth Holdings, LLC. Pivot Health may earn revenue for clicks, calls and insurance applications generated, and may be compensated by its advertisers for sponsorship. Compensation may impact where and in what order insurance products appear. Pivot Health’s platforms do not include all health insurance companies or all available insurance products.
For assistance with Medicare plans dial 844-231-3417
For other plans please dial 866-967-3416
