Resources
1-3-12 Solution
Insurance for Individuals and Families
Product Portfolio
Short-Term Medical
ACA Plans
Fixed Indemnity
Healthcare Sharing Ministry Programs
Supplemental Plans
Dental & Vision
Insurance Plans
Short Term Medical Plans
Supplemental Plan Options
Additional Insurance Options
IMG Travel Insurance
Retirable Retirement Services
Lyric Telemedicine
Prudent Pet Insurance
Understanding the Affordable Care Act
The Affordable Care Act (ACA) expands access to health insurance for more individuals. Explore your health insurance options through the ACA's Health Insurance Marketplace.
Are You Eligible For A Health Insurance Subsidy
Check your eligiblity for a health insurance subsidy to save on monthly premiums and make coverage more affordable.
ACA premium subsidies are tax credits that can be paid directly to your health insurance company each month to reduce your costs. Click here to go to the subsidy calculator.
Understanding ACA Health Insurance
Financial Assistance
Individuals and families may qualify for premium subsidies based on their household income.
Consumer Protections
Caps on personal out-of-pocket expenses and prohibitions against lifetime and annual coverage limits.
Comprehensive Coverage
Includes doctor office visits, vaccinations, surgeries, outpatient services and emergency care.
The 10 essential health benefits covered by ACA
Outpatient care
Pediatric care (including dental and vision)
Emergency care
Hospital stays
Mental health and substance use disorder services
Prescription drug coverage
Rehab services
Lab services
Free preventive care
Maternity and newborn care
Why Purchase Supplemental Insurance
60%
Of insured individuals had problems paying medical bills 1
1 in 5
of Americans households carry medical debt2
56%
U.S. adults lack the emergency funds to handle $1,000 unexpected expense3
66.5%
of bankruptcies are caused directly by medical expenses, making it the leading cause of bankruptcy4
- statnews.com/2022/11/04
- Forbes.com/joshuachohen/2024/01/01/
- foxbusiness.com/economy/2024/24/01/bankrate analysis
- retireguide.com/medical-bankruptcy-statistics/2023/10/20
Talk to an insurance agent today
Learn more about the different types of insurance and get a quote for your specific needs.
9am-6pm EST Monday - Friday
10am-4pm EST Saturday - Sunday
Empowering health coverage at every life turn.
Disclaimer:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services).
Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Also, this coverage is not “minimum essential coverage.
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to the plan effective date.
PivotHealth.com is the website domain of PivotHealth Holdings, LLC (Pivot Health), a wholly-owned subsidiary of HealthCare, Inc. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of insurance.
Pivot Health develops and markets a portfolio of proprietary health insurance and supplemental insurance products under the Pivot Health brand in addition to serving as a licensed broker under PivotHealth Holdings, LLC. Pivot Health may earn revenue for clicks, calls and insurance applications generated, and may be compensated by its advertisers for sponsorship. Compensation may impact where and in what order insurance products appear. Pivot Health’s platforms do not include all health insurance companies or all available insurance products.
For assistance with Medicare plans dial 844-231-3417
For other plans please dial 866-967-3416
