Resources
1-3-12 Solution
Insurance for Individuals and Families
Product Portfolio
Short-Term Medical
ACA Plans
Fixed Indemnity
Healthcare Sharing Ministry Programs
Supplemental Plans
Dental & Vision
Insurance Plans
Short Term Medical Plans
Supplemental Plan Options
Additional Insurance Options
IMG Travel Insurance
Retirable Retirement Services
Lyric Telemedicine
Prudent Pet Insurance
Life's transitions don't always fit a standard timeline.
Pivot Health's 12 month solution allows individuals to secure up to 12 months of continuous short-term medical insurance coverage by enrolling one time with three different insurance carriers.
The Pivot Health's 12 Month STM Solution
How it works
1 - Enrollment
One enrollment for all three carriers. One set of eligibility questions.
3 - Insurance Carriers
Three non-affiliated insurance carriers
offering short-term medical plans, each for 4 months.
12 - Months of Coverage
When one carrier's policy ends, the next begins, providing continuous coverage for up to twelve months across multiple carriers.
Why The 1-3-12 Solution Can Be A Great Option for your Short-Term Medical needs
12 months of continuous coverage with no breaks in
coverage
1 set of eligibility questions
No new underwriting for new policy to start
You can cancel your policy at any time
Open Access plans - no network restrictions
“A” rated carriers
Reliable and budget-friendly insurance option
Talk to an insurance agent today
Learn more about the different types of insurance and get a quote for your specific needs.
9am-6pm EST Monday - Friday
10am-4pm EST Saturday - Sunday
Empowering health coverage at every life turn.
Disclaimer:
This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your Policy/Certificate carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services).
Your Policy/Certificate might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage. Also, this coverage is not “minimum essential coverage.
This plan has a pre-existing limitation provision that may prevent coverage from applying to medical conditions that existed prior to the plan effective date.
PivotHealth.com is the website domain of PivotHealth Holdings, LLC (Pivot Health), a wholly-owned subsidiary of HealthCare, Inc. This website serves as an invitation for you, the customer, to inquire about further information regarding health insurance, and submission of your contact information constitutes permission for an agent to contact you with further information, including complete details on cost and coverage of insurance.
Pivot Health develops and markets a portfolio of proprietary health insurance and supplemental insurance products under the Pivot Health brand in addition to serving as a licensed broker under PivotHealth Holdings, LLC. Pivot Health may earn revenue for clicks, calls and insurance applications generated, and may be compensated by its advertisers for sponsorship. Compensation may impact where and in what order insurance products appear. Pivot Health’s platforms do not include all health insurance companies or all available insurance products.
For assistance with Medicare plans dial 844-231-3417
For other plans please dial 866-967-3416
